Dokus vs Xerius tools (OkiOki)

OkiOki is bundled with your Xerius insurance. Dokus is built only for this.

OkiOki is the financial admin tool Xerius sells alongside your social insurance contributions. Dokus is a dedicated financial operating system, built by a team whose only job is your financial reality. Both promise clarity — only one is the product, not the cross-sell.

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What OkiOki actually is

OkiOki is a financial admin tool. Xerius is a social insurance fund.

Xerius is one of Belgium's social insurance funds — the organisation that manages your social contributions as a self-employed person. OkiOki is the lightweight financial admin tool Xerius acquired and now sells alongside that core service.

That is not a criticism. OkiOki is genuinely useful for small freelancers who want to digitise receipts, track payments and be ready for PEPPOL. Its tagline — "en je weet waar je staat" — is close to Dokus's own promise. The honest difference is where each company's attention lives.

For Xerius, OkiOki is an adjacent product. For Dokus, the financial truth layer is the only product.

Feature comparison

Dokus vs OkiOki (Xerius tools): honest side-by-side

FeatureOkiOki (Xerius)Dokus

Distribution modelSold alongside Xerius social insuranceStandalone product, no cross-sell

Team focusAdjacent to a social insurance fundOnly job: your financial reality

Invoicing & document adminDigitises receipts, tracks paymentsAI capture, structured from line 1

PEPPOL e-invoicing (2026 mandate)SupportedNative, via Recommand, included

Cash position"Where you stand" — state snapshotState + prediction — six-month rolling runway

Runway & forecastingNot offeredSix-month rolling runway from matched reality

Bank reconciliationAvailablePSD2 via Ponto, auto-matched with confidence score

Relationship to your accountantSends invoices to accountant via PEPPOLPrepares clean inputs for your accountant

What happens when you outgrow itUpgrade path is limited — admin tool ceilingBuilt to carry you from freelance to small team

PricingOkiOki Start €3.99/mo · Smart from €8.99/mo€29/month flat — Core tier

Different depth. Different price. Same PEPPOL mandate.

When OkiOki is the right tool

OkiOki fits a specific freelancer. Dokus fits another.

OkiOki is the right choice when your whole financial problem is digitising receipts, tracking payments and being PEPPOL-ready — and when €3.99 or €8.99 a month is the budget you want to spend. For a low-volume freelancer who just needs admin discipline, it does the job.

You're a low-volume freelancer and your need is mostly admin

You already use Xerius as your social insurance fund and want a bundled tool

You don't need runway or forecasting — state today is enough

When Dokus is the right tool

Dokus is built for the founder who needs more than state today.

Dokus is the right choice when you need to see past today. The state of your cash is half the answer — the other half is where you're heading in the next 30 days. Dokus gives you both, on one screen, built from matched reality rather than a snapshot.

You need runway and cash forecasting alongside today's state

You'd rather pay a serious tool's price than a cross-sell's price

You want a team whose full attention is your financial reality

You want to grow into the next headcount without switching tools

Pricing — the honest version

Price gap is real. After the 120% deduction, it narrows.

Let's be honest about the sticker prices. OkiOki Start is €3.99/month, Smart from €8.99/month. Dokus Core is €29/month. At the sticker, Dokus is three to seven times more expensive. Now the part most comparison pages hide: through tax year 2027, Article 64ter makes invoicing software subscriptions 120% fiscally deductible. Once you apply the deduction, the real annual gap is smaller than it looks.

OkiOki Smart: €8.99/mo × 12 = €107.88/year · after 25% bracket 120% deduction ≈ €75/year effective

Dokus Core: €29/mo × 12 = €348/year · after 25% bracket 120% deduction ≈ €244/year effective

Real annual gap at 25%: about €169/year — less than half the sticker gap

In the 45% bracket, Dokus Core drops to about €160/year effective — closer still

Source: Article 64ter of the Belgian Income Tax Code, applicable through tax year 2027. Both Dokus and OkiOki subscriptions qualify — this is not a Dokus-specific benefit.

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FAQ

Common questions

Is OkiOki not enough if I'm already with Xerius?

For basic admin — digitised receipts, payment tracking — it's enough. The gap shows up when you need runway forecasting or accountant-grade exports. OkiOki is bundled with social insurance; Dokus is a standalone product whose whole job is your financial reality.

Can I keep my Xerius social insurance and still use Dokus?

Yes. Xerius for social insurance, Dokus for documents, banking, Peppol and cashflow. No conflict — and switching the financial tool doesn't affect your Xerius contributions.

Does OkiOki forecast cashflow?

OkiOki shows "where you stand" — a state snapshot. Dokus also forecasts: a six-month rolling runway derived from matched bank transactions and documents. Different ambition.

What about Peppol — both compliant?

Both supported. Dokus routes through Recommand (certified Belgian access point), no additional contract, no per-invoice fee. OkiOki supports Peppol but it's not its primary focus.

Buy a product, not a cross-sell.

If your only need is admin and PEPPOL at low volume, OkiOki is a fair choice and this page won't pretend otherwise. If you need runway, cash forecasting and a team that wakes up every morning thinking about your financial reality, that's what Dokus is.

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Last updated: 2026-05-14