What does Peppol cost? Free options compared (Belgium)

Peppol itself has no price. You pay for the software that connects you to the network, and for a small business that can be €0: Accountable has a free plan that sends and receives, and KBC gives a first year of Billit free on conditions. The paid entry plans compared here start at €3.99 a month excl. VAT. The government offers no free tool of its own.

Since 1 January 2026, a Belgian VAT-registered business has to be able to send and receive structured e-invoices with other Belgian businesses. If you are not sure what that involves, start with what Peppol e-invoicing is. This page is about the bill.

What do you actually pay for with Peppol?

Peppol is a network with shared rules. You do not pay the network. You pay a provider that connects you to it, called an access point, which almost always comes inside invoicing or accounting software.

The offers fall into three price models:

• A free plan, limited on something other than Peppol: one device, one bank account, a few expenses a month.
• A monthly subscription with a number of documents included and a price for each extra one.
• A yearly price with a cap on the number of invoices.

Check what counts as a document. At Billit, every invoice, credit note or receipt you send or receive counts as one. At OkiOki, the 250 documents of the Start plan are incoming and outgoing together.

Receiving counts as much as sending. The obligation is to be able to do both, so an offer that only sends does not cover you.

Is there a free Peppol option from the government?

No. The federal e-invoicing site, efactuur.belgium.be, says the government deliberately does not offer a central application: it would make every invoice depend on a single system and distort the market. The same page says the cost of meeting the obligation can be zero when e-invoicing comes with something you already use, such as accounting software or a bank account.

Hermes, the former free federal fallback, was switched off on 31 December 2025, with read-only access to old invoices until March 2026. Mercurius, run by the FPS BOSA, is the mailroom for public authorities that receive e-invoices. It is not a tool for invoicing other businesses.

Which Peppol offers are free or cheap?

Prices as published on 22 October 2026, each read on the provider's own page. Prices change, so check before you choose.

What the table does not show:

• Accountable's free plan works in the mobile app only. The web version starts with a paid plan.
• The KBC offer applies only to a new Billit contract signed in KBC Mobile or KBC Touch, with a KBC business account and the CODA link with Billit already switched on. After the year, you pay the standard price of the Billit module you chose.
• DocclePro is sold by Doccle, not by Telenet. Telenet Business customers get 30% off: €33.60 becomes €23.52 a year.
• Billit is free for the first 15 days and Dexxter for the first 30; after that they are paid.
• Dexxter's lower price is for businesses not subject to VAT, the higher one for those that are.

Does my bank, telecom provider or social insurance fund give me Peppol?

As their own pages read on 22 October 2026:

• KBC: yes, through Billit, with the first year free on the conditions above.
• Belfius: its page for professionals names no Peppol tool of its own and refers you to your accountant or software provider.
• Proximus: no Peppol product for your own invoices. It sends its own bills over Peppol once you are connected through other software.
• Telenet: no tool of its own either; it gives Telenet Business customers 30% off DocclePro, which Doccle provides.
• Xerius: OkiOki, its administration tool, with Start at €3.99 a month excl. VAT.

Can I pay an invoice through Peppol?

No. Peppol delivers the invoice to your software. The payment still leaves from your bank account, by transfer or direct debit, as before.

Can I deduct what Peppol costs?

Yes, at 120%. For taxable periods 2024 to 2027, small companies and self-employed people who use a subscription can deduct 120% of what they pay for invoicing software and for advice needed to meet the obligation. If e-invoicing is an extra charge on a subscription you already had, that charge has to be shown separately on the invoice.

An example: €7.50 a month is €90 a year. At 120%, you deduct €108.

What should I do now?

1. Check what you already have. Your accountant's software or your bank may already include Peppol.
2. Count your documents in a normal month, sent and received together, and compare that with the limits above.
3. Make sure the offer receives as well as sends.
4. Once connected, run through the Peppol setup checklist. If a supplier still sends you a PDF, read what that means for your VAT deduction.